First Citizens BancShares owns First-Citizens Bank, which operates more than 550 branches in 20 states, mainly in the southeastern and western US and urban areas scattered nationwide. The $32 billion-asset bank provides standard services such as deposits, loans, mortgages, and trust services, in addition to processing and operational support to other banks. Real estate loans, including commercial, residential, and revolving mortgages, and construction and land development loans, comprise most of its loan portfolio. Subsidiaries First Citizens Investor Services, First Citizens Securities Corporation, and First Citizens Asset Management offers investment and discount brokerage services to bank clients.